Pardon the Interruption
Aloha! To say that things are crazy would be a radical understatement. I’m trying to remember a time in my life that I have gone through this much transition in such a short period of time, and I’m drawing a complete blank here folks. My entire world is in the process of being flipped up-side-down and violently shaken like someone trying to get the last quarter out of their piggy bank only to find that it was just a nickel. Don’t get me wrong, 95% of what is changing is good, but I’m getting a little motion sickness from it all happening at once.
Over the next two weeks, posting will be sporadic. I will be trying to find my sea legs in this ocean of transition. When I find the shore and life reaches dry land, I will tell you all about the pirates and hidden treasure.
For now, as I pop another Dramamine, I will leave you with this…


Gratitude 07.21.2010
Today I am grateful for surprises. It is not often that I am surprised; not much gets past me. I am a sharp cookie, so when someone manages to surprise me, I am both grateful and impressed.
Today started off as what appeared a normal day for me. Little did I know that my entire day was nothing but smoke and mirrors. I was buzzing around work trying to wrap up as much as possible before my last day, having no idea that everyone around me was sneaking around right in front of my face planning a surprise going away party. I suspected nothing.
When I walked into what I thought was a client meeting, I was shocked to see my entire staff, a few close clients and my daughter waiting on me. What on earth? How did they pull this off? How did all of this food make it out of the kitchen without me noticing it? How did they know to use purple? I was totally surprised! I suspected nothing. It wasn’t until after the shock and tears wore off that I started to piece together everything that was going on right in front of my face. It was like the surprise ending at the end of the movie, and after the movie you go, “ohhhh that makes sense now.”
I am very thankful for the time and energy that everyone put into pulling off such a wonderful surprise to make me feel special during my last week of work. Had I known it was coming, I would have been an emotional wreck all day. I am deeply grateful that I did not arrive at my going away party with a puffy face, and I am even more grateful that someone was finally able to truly surprise me, especially with how many people were involved.
Credit Card Victory
A few weeks ago Steve and I decided to tackle some of the paper work in our house. We threw out bags, not Walmart bags – trashbags, full of unneeded papers. We spent the better part of a rare day off together tackling this project. It is by no means a completed project, but things are semi organized and when we have another “day off” we can get down to serious business.
Anyhow, in the process of going through the mountains of bills, medical records, church bulletins and acts of congress, I found a credit card offer. I know, I know. Red flags are being thrown up in all directions. Stay away from more credit cards. They’re evil. The essence of the devil. The nectur of sin. I am well aware of the life sucking qualities credit cards can have on one’s life. Hello my name is Renee and in college I earned a degree in Hospitality and Tourism Management and about oh $15,000 in credit card debt. So believe me when I say, I know. I KNOW
Despite all prior knowledge of credit card fatalities, I opened the offer letter. I took a gander at it, and passed it over to Steve. He took a gander at it, and passed it back. I looked at him, and he looked at me, and we both went, “It’s worth a shot.” So, I applied for this credit card (DANGER, DANGER). I was approved for this card (DANGER WILL ROBINSON, DANGER)!
I’ haven’t applied for a credit card, or any credit for that matter since Moanna was born. I take that back, about two months after she was born, we traded in our car for a newer model with four doors. Since that, I’ve applied for zero credit. I’ve not needed it. I’ve not wanted it. I wouldn’t have qualified for it if I tried.
However, I applied, and I was approved. If my living room floor didn’t look like the recycling center drove through the brick walls of our house, I would have done cartwheels and toe touches.
I was approved for a line of credit of $4,300 with a 0% (ZERO PERCENT) interest rate on all balance transfers until September 2011!!!!! (I’m sorry, but that is worth a lot of these !!!!) After September 2011 the interest rate jumps to 13.9%.
Do you know what this means?
Do you?
I don’t think you do.
This means that my credit card with the insane-o interest rate ( the one with the 25% interest rate) has been transferred a card with a zero interest rate for the next year. For the next year, any payments I make on that bad boy goes directly to the principle. No more paying $120 some odd dollars on interest alone. If I pay $334.00 per month to the roughly $4000.00 balance, it would be paid off in a year. IN A YEAR!
VICTORY! HIP-HIP-HOORAY!
Of course, things are not that simple…
Unfortunately, we have other debts. We have another creidt card that carries a balance. The current balance on that card is $6,046.07 ($2,579.02 is at 24.99% and $3,793.42 is at 9.90%). For now all of our extra financial recourses need to go to that card. Eventually, we will need to do a break even analysis to find out exactly how much of our extra money needs to go to which card to minimize our finance charges. That is math that I am not interested in going at this hour of the night. I would like to believe that both of these cards will be paid off by September 2011, and the two hours it will take me to do the math won’t be worth it.
For now, I am just going to dream about all of the money we are saving and not forking over to that life sucking credit card!
Open This First
As you know, we’re moving… very soon in fact. One day, I will need face reality and start putting things in boxes; you know actually start packing. Until I move on from my state of denial, I am going to remain in the “planning phase.” The phase that allows me to research and make lists late into the night.
Based on my research and the advice of others, I am putting together an “open this first” box. You know, a box that contains essential items that you are going to want immediate access to in your new home. The box with the toilet paper in it.
I’ve been working on the list of things that should go into this box and after toilet paper I get kind of stuck.
So far I have the following…
Medicine
Toiletries (Toothbrush/paste, soap, deodorant, etc.)
First Aid kit
Disposable plates, cups, silverware
Paper Towels
Important documents
Snacks
Toilet Paper
…
Did you have an “open this first” box? If so, what was in it? What was something you really wish was in that box, but you forgot to put in the box?
**Please note: I have packed for medium sized boxes since I wrote the first paragraph of this post two days ago. However, I remain mostly in denial.
Neutrogena Ultrasheer Liquid Sunblock Review – First Impressions
I began using my Neutrogena Ultrasheer Liquid Sunblock over the Holiday Weekend. I knew I was going to be outside most of the time, so I wanted to give this sunscreen a run for its money.
I’ll admit I was a bit surprised by how small the bottle was, but once I started rubbing it on my face, neck, arms and so on I realized how little it took to get the job down. The liquid was light and did not have the “sun screen smell.” Initially, it felt a little sticky after rubbing it in, but after a few minutes the feeling went away and my skin felt soft.
I spent all day Saturday and Sunday outside in the sun, and I did not notice any change of color on my skin. I typically don’t burn, but within minutes of being in the sun my freckles darken by several shades. Since I’ve been using Neutrogena Ultrasheer Liquid Sunblock, I’ve noticed very little darkening of my freckles.
__________
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Disclosure of Material Connection: I received the product mentioned above for free for review purposes from Tidal Labs. I was not required to write a positive review. The opinions I have expressed are my own. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”
Mischievous Monday
People talk about the terrible twos all the time. From the time someone finds out you are pregnant, you get looks of pity, and comments like, “Do you think you can handle the terrible twos?” Bookstores are constantly sold out of books on the subject of two; parents spend hundreds on therapy to help get them through two.
Why doesn’t anyone warn you about THREE? I feel blind sided here people. A little heads up would have been nice. This child has not worn me out like this since she was an infant and we were screaming at each other because we were not so- good-at the breastfeeding thing. Don’t get me wrong, so far three has not been about tempers. It’s been more of a “I’m three, check out what I can do,” kind-of-thing. Scouts’ honor, the day she turned three, she dialed the energy up to an ear piercing level. When she wakes up in the morning she is ready to put on her running shoes and go, when we get home in the evening she is ricocheting off the wall, and she is still going when we put her down for bed. On top of the energy that only belongs in a pinball machine, she has also pulled out the independence and experimentation card. What gets me more than the crazy stunts is that when I react freak-out, she’s completely calm and like, “It’s cool, Mom. I’ve got this.” She has no fear of my fear. She is not impressed that I am hyperventilating and sweating bullets.
You think I’m over reacting don’t you? You think I just need to drink a few sodas and get over it. Don’t lie to me because I see it in your eyes. Let me paint you a little picture of our Monday evening…
Moanna and I get home, and I go to the bathroom. Moanna comes to the bathroom door to tell me that she is ice skating. I should have been alarmed, but I wasn’t, she has a good imagination. About 30 seconds later I hear water splatter all over the kitchen floor followed by gleeful squeals. I rush out of the bathroom (no time for washing of the hands), and to find that Moanna has dumped her water cup all over the kitchen floor for her to “ice skate” trough. “MOANNA WHAT DID YOU DO?” “Mo000mmmmyyy, I’m ice skating.”
About an hour later, I’m making dinner and Moanna taps me on the leg and say, “What is this?” as she is holding up the floor air register that she has extracted from the kitchen floor. “HOW DID YOU DO THAT? I WAS STANDING RIGHT HERE!” “Mommy, why is there a big hole in the floor?” “You better put that back before you fall in the hole.”
Still not impressed?
Not more than half an hour after the whole in the floor, I hear Moanna in the bathroom. It sounded like she was going to the potty. Just when I was feeling proud, I heard water running in the sink. My eyes get wide and I drop the tomatoes because even with her step-stool she can’t reach the water. I turn the corner to the bathroom to find her standing in the middle drawer of the vanity brushing your teeth. “WHAT ARE YOU DOING!? HOW DID YOU GET UP THERE? YOU ARE GOING TO GET HURT. IF YOU WANT TO BRUSH YOUR TEETH, YOU NEED TO ASK FOR HELP.” “Mommy, it’s OK. I can do it by myself now. I don’t need help.”
And that was Monday people.
I don’t know if I have Tuesday in me.
The Loss of a Lexington Icon
If you grew up in the Lexington, Virginia area, you know the Southern Inn. If you’ve ever visited Lexington, you know the Southern Inn. If you’ve ever passed through downtown Lexington on your way to some place with taller buildings and brighter lights, you know the Southern Inn. You may have no idea that the spinach dip there is addictive, or that there are coat hooks on the end of each booth, but that two-story blue sign that says “PARKING IN REAR – SOUTHERN INN RESTAURANT” is unforgettable. With a sign like that, you know the place has stories to tell – stories of romance, business deals, friendship, bank robberies (OK, maybe not bank robberies, but if a movie needed an early 1900′s bar for a scene where a bank robbery was being planned out the Southern Inn would be perfect).


(The church on the left was destroyed by fire ten years ago almost exactly ten years ago)
Late Thursday night a line of severe thunderstorms charged through the Lexington area. It was a welcomed relief to the desert like weather we had been having for what seemed an eternity. It rained enough to cause flash flooding and bring hope to those with gardens. As Lexington woke up the next morning, refreshed by the cleansing down pour and cooler temperatures, it was handed devastating news. While most of Lexington was fast asleep, the Southern Inn had been destroyed by fire.


When I was driving to work around 9:00AM that morning, I hadn’t heard the news. As I approached the Nelson- Main Street intersection, I noticed part of the road was closed. At first this didn’t alarm me because the road at this intersection is often rerouted for the construction of a new bank. As I approached the traffic light I saw a fire truck, police cars and several rescue workers; this raised my eyebrow a little. However, this is Lexington and because there isn’t much excitement around, it would not have surprised me if the entire town was dispatched for a smoking tail pipe on an old beat-up truck. It wasn’t until I turned the corner to head North down Main Street that I saw what all of the traffic disruption was all about. I looked to my left and felt my heart drop to my stomach as I saw light from the caved in roof pouring into the soot covered Southern Inn and creating a silhouette around one of the angry pig figurines that has been in the window of the restaurant for as long as I can remember. As I continued to creep down the road, following a procession of mourners, I panicked, “Where was the sign!?” I looked in my side mirrors, and there it was, clinging to the side of the building for dear life. Seeing that sign was like getting a big hug from Lexington that I could bury my face in.


I returned to the Southern Inn on Friday evening to pay my respects. I followed the big blue sign’s instructions and parked in the rear. I took a few minutes to take in the back of the building before walking through the tiny alley way that led to Main Street. I stood on Main Street looking at the big blue sign and that angry pig in the window, and began remembering the few times that I was part of the Southern Inn’s story. The first memory I have of the Southern Inn is when I was a little girl; we went there for breakfast with my mom’s family that was visiting from out of town. I was very young, but I remember having the biscuits and gravy and thinking, “Wow. I better be good; this place is fancy.” My second memory was of going to eat dinner with one of my best friends from high school. We sat in a booth with a coathook on the end; we shared the spinach dip and each had a cheeseburger. The third memory I have, is one of mine and Steve’s first night out alone after Moanna was born. Steve did not want to go to the Southern Inn at all because he thought it was going to be very country; he has a reputation of pre-judging things in Virginia. I can’t remember what we ate that night (other than the spinach dip of course), but I do remember that Steve was pleasantly surprised by the experience.


As I was about to leave, I looked down at my feet and saw a broken soot covered brick. I picked it up, held it to my face and took a deep breath in. I could smell the fire from the night before, but what I really smelled deep inside that brick was history and memories – stories of romance, business deals, the laughter of friendship and maybe even the plotting of a great bank robbery.


**So far a cause of the fire has not yet be determined. The owners of the restaurant and building have assured the community that they plan to rebuild and open as soon as possible.
Livid Beyond Reason
I am warning you now, I am on my soapbox today. I’ve setup camp on this bad boy and I don’t see myself coming down anytime soon.
As a result of our quickly approaching move to Georgia, Steve and I are about to change from group insurance to individual/private insurance which is the equivalent of playing with fire and tigers and deadly snakes. Just wait, it gets better. In addition to making the move from group to private insurance, we also want to grow our family in the near future. I know, oil and water, the two don’t mix. And that is why I am up here on my soapbox foaming at the mouth.
We have been researching private insurance and maternity care for an eternity now, and these are my findings. We’re screwed. Insurance and society discriminate against women and growing families in a way that angers me to the point of having chest pain. I am not kidding about the chest pain.
(PS. I’m not currently pregnant, nor are we trying at this time, but we want a new baby in the near future and are trying our best to plan responsibly).
There is only ONE insurance company that even offers private maternity care. Did you hear me? I said ONE. Do you know what that is? A monopoly. Last time I checked, monopolies were illegal, but since insurance companies get away with murder in the first place, I guess we can let a monopoly slide on by too.
So this ONE company has ONE plan/rider that on top of their high rates is an extra $180 dollars a month. AND, there is a 12 month waiting period. AND, there is like a $3000.00 deductible. So before this company even starts paying their sad percentage you have to pay $5160.00! If you have a normal/natural/complication free birth that’s already 50-75% of the cost. A normal/natural/complication free birth is doable, we can probably afford that with little heartburn, but it’s the complicated pregnancy, c-section, emergency situations that we can’t stomach with out selling our first born. Since we tend to like our first born, we’re not interested in putting her on the market.
This ONE company did, so kindly, specify that you don’t have to wait 12 months to get pregnant. You just have to wait three months, get pregnant, and then find a doctor who is willing to wait until you have passed your 12 months waiting period to file the billing. What doctor do you know that is willing to do that? It’s already damn near impossible for them to get paid by the insurance company to begin with. Then what happens if the baby is premature? You are SOL my friend. If that baby comes before your waiting period is over, it’s all on your dollar. And, premature munckins are expensive.
Smoke is coming out my ears right now! But let’s continue…
I was looking at another policy yesterday that is a discounted plan because of a group that Steve is involved in. This “group” plan doesn’t cover maternity care. HOWEVER, it does cover pregnancy complications/ sick baby care (80% after deductible is met). What on earth does this mean? I call the chick at this company and ask her to further explain what it means, and she is little help. What she did know managed to anger me more. When I asked her about what a “pregnancy complication” was she said that it was something that would become life threatening if not treated. So I said, “for example a c-section?” Her response (after going to ask someone else was), “An emergency c-section would be covered if for example the baby’s heart rate dropped and didn’t come back up. A scheduled c-section would not be covered.” My blood pressure is starting to boil. “So what you’re saying is that if it is clear to the doctor that a natural birth isn’t going to be successful and in order to protect the life of baby and mom he urges you to schedule a c-section to prevent a life threatening emergency that would not be covered?” Insurance chick, “That’s correct.” SMOKE IS SPEWING OUT MY EARS AND NOSE RIGHT NOW. “Do you have any idea what position this puts the parents and baby in? They just heard that they are going to need a crazy expensive surgery to safely welcome their new baby into the world, but insurance isn’t going to cover it because the doctor is proactive and doesn’t want to risk you going into labor and risking your life or the babies life. However, if they say ‘no doc, I can’t afford that; my insurance won’t pay for that. I have to go into labor and put me and the baby at risk before insurance will cover it. DO YOU HEAR WHAT YOU ARE TELLING ME? DOES THIS MAKE ANY SENSE AT ALL?” Insurance chick, “A scheduled c-section isn’t an emergency.” “THIS MAKES NO SENSE WHAT-SO-EVER. IT IS UNETHICAL AND DISCRIMINATING.”
Deep breaths…
As a last resort, I researched Medicaid in Georgia.
Before we go any further, because I know this can get heated quick, I do not believe in “working the system and living off the government” nor do I think anything less of people who do have to use Medicaid to have happy and healthy babies. Moanna was a Medicaid baby, and I have no shame – she is beautiful and I had excellent care. However, if you are a tax paying citizen and doing your best, I think it is perfectly acceptable to use government assistance when you need to.
As I was saying, I did some online research about the programs in Georgia and found that we make way too much money to qualify. However, at the end of the month, we have no surplus. Our living expenses and debt suck up the dollars we bring in in a hurry. We have very little at the end of the month to play with, and that “play” money typically goes straight to debt. So while, it may look like we are rolling in the dough that is far from true. It does make me angry that because we are working hard to better our lives, we don’t qualify for Medicaid, but if we were lazy bums we would be handed a free baby.
AND, this new healthcare reform thing no longer allows children to be denied coverage for any reason. However, pregnancy isn’t included in that. Isn’t there a child involved in pregnancy? And if we’re going to be a pro life country, shouldn’t we make sure that every life is given an equal and fair chance from the beginning?
Let’s say that I accept the ridiculous rates and waiting period for that one company that offers maternity care, and we take proper measures to prevent conception. Accidents do happen you know!!
Exhibit A:

Unless we become celebrate for the next year, there is no way to guarantee 100% that another one of these beautiful accidents is going to happen again.
I am boiling over with anger that insurance companies and our society are trying to dictate when I can have babies. Last time I checked, it was a human right to have children and a family, and the structure of our society is trying to control that. I feel like because we are making leaps to better our lives, we are being punished. Because we are choosing to move to a new land so my husband can continue working for a company that he loves (his company doesn’t offer insurance because he’s on a 1099 as an independent contractor) and that we can have more stability and opportunity in our lives, we are getting handed the short end of the insurance stick. Families and children should be the priority, but in this one way I feel like our country is just a bunch of manipulative money hungry jerks. Most of the time I love our country and what “The American Dream” is, but as we pursue our “American Dream” we are being shafted. I told you I was on a soapbox. I am pissed off and on my soap box!
I know you all have advice, and many of you have probably been in this situation. Is there anything out there that I am missing? There has to be an option out there that I don’t know about because so many other women and families go through this. Are you angry too? Do you think I’ve flipped my rocker? Someone out there must know some secret password to make this situation better!
Now if you’ll excuse me, I need to go breathe in a paper bag and calm down.
Reflections – May 2010
May was a century ago, at least that’s what it feels like. This summer is flying buy and I am struggling to keep up. I know the last time I wrote a Reflections post, I said I wouldn’t dare let so much time go by before looking back. But, here we are again, a month late and a dollar short, because life happens.
Please note: the following events and thoughts about May are not in chronological order because quite frankly, I can’t remember when all of this happened.
Now that I think about it, I spent a lot of May home alone. Moanna was in Maryland having the time of her life (really it’s amazing that the child is willing to come home with how much fun Steve’s parents pack in during her visits), Steve was traveling around the country for work and I was at home like some lonely chump. I’m kidding, it was nice to have some personal time and to have an empty house to complete a few projects around the house. This project in particular was torturous .
I did take advantage of my time alone to go on an adventure with my friend Beth. We gave into our unhealthy obsession with The Pioneer Woman and took an epic road-trip to her book signing. It was a very long two days, but it was vital to my survival. I was in desperate need of a break, an adventure, quality time with mother nature and most importantly girl time. Beth took some amazing photographs of our trip which you can take a gander at here.

Late one evening when I was home alone I got a phone call from my Dad. I won’t recount the entire story (you can read that here), but he was calling to tell me that he was at Duke waiting for final confirmation that they had found a liver for him. It was a nerve wracking night, and I had no one to talk to but God, so I literally prayed until I fell asleep and was praying still when I woke up. The transplant was a success, and with the exception of a few lingering infections that had been hiding in his body from his previous liver transplant, this recovery has been a million times smoother than the last one.

Because I am famous for this as soon as life and work slowed down a smidgen I got sick. This has been a chronic problem my entire life. I am able to get through the busy spurts of life, and when I finally get a chance to slow down and relax (you know enjoy life a bit) I get knocked over the head illness. This particular time was rough. I was probably sick for more than three weeks. I would feel crappy for a few days, rest a bit, feel better and think I was healed, get sicker. I went through this cycle two or three times before I finally gave in and accepted being sick – very sick with bizarre symptoms. After blood tests coming back negative for the zillions of things I was tested for, I’m going to toss it up as a strange virus because if one more doctor/specialist looks at me and says, “Sounds like you were really sick, but you look fine now. Unless your symptoms come back, there really isn’t anything I can do for you.” I’m going to hit them over the head like a whack-a-mole. I’m used to odd sicknesses and symptoms taking over my body, but I’m getting really tired of paying doctors to say, “Eh, I don’t know what to tell you.”
Somewhere in the middle of my illness, Steve and I celebrated our anniversary. On the day of our actual anniversary, Steve was out of town, so we planned on celebrating as soon as he got back. When he got back from his trip, I was plagued with a fever and swollen glands, so Steve cooked me dinner and we rain checked our date. A few days later (when I thought I was feeling better), we celebrated with a nice dinner and movie.

Memorial Day was a great day. I was still far from par, but we got up early that morning (earlier than we normally would on a day off) and to have brunch with some friends. I’m not usually a breakfast person, but oh my, you have no idea how much I enjoyed the food that our friends cooked for us. After breakfast, we loaded up our cars went to the Parkway for a “hike.” We had three toddlers, one munchkin in a back pack and one pregnant chicky in the mix, so it was more like a walk with a few leaves and sticks to step over. It was a lovely morning, followed by a fantastic nap.

Last and certainly not least, early slash mid-May-ish we announced (announced is not at all the right word, but just go with it) a major change in our lives. We excitedly-regrettably-happily-hesitantly made it known that Steve had been promoted with his company and as a result, we would be relocating to Atlanta, Georgia. In addition to a change of address, this move is going to completely change our lives. You can trust that you will continue to hear much more about this relocation process in the coming days, weeks and months as we move and adjust to life in the big city.
It seems like I should have gotten a speeding ticket for how fast I raced through May. I don’t know how it happened, but it was like May came and I was suddenly on the Autobahn driving 110mph. My engine is still panting from how hard and fast I pushed through May.
Does Jet Lag Apply Here?
Please excuse me, I’m whipped. If the gibberish that follows doesn’t’ make sense, well that’s about par for me, but at least this time I have an excuse. I have jet lag (until recently, embarrassingly recently I thought it was jet leg), at least that is what I’m claiming.
In the past three days, I have spent roughly 18 hours in the car and gotten about five hours of sleep a night. I’ve not crossed into a different time zone at all, but I swear I have jet lag. I’m so tired breathing is a chore, and I’ve had a persistent headache. I’m also queasy from the lack of sleep and proper nutrition during our travels.
Doesn’t this sound like jet lag to you?
OK, no I didn’t get on a plane, and no I didn’t cross into any time zones, but cut me some slack here.
While you’re Googling the proper definition of “jet lag,” I’m going to go take a nap. Let me know what you find, and do forgive me while I take a few days to pull myself together.
When I return from my extended siesta, I have a lot of adventures to share with you and a I am in desperate need of some advice on a few hurtles I’m having trouble jumping.



